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Mthunzi Funeral Plan

What is Mthunzi Funeral Plan?

Mthunzi Funeral Plan is a funeral product that offers end to end funeral services and benefits on death of any life assured. With one monthly premium, you will cover yourself, your spouse, children, and other dependants such as parents.

The product, offered by Old Mutual Life Assurance Company Limited with end-to-end funeral services provided by Mthunzi Funeral services, a wholly owned subsidiary of Old Mutual (Malawi) Limited, is available to individuals, associations, groups, and corporates.

  • Affordable
  • Convenience
  • Flexible Plan
  • Efficiency

Affordable

The product package is affordable as a customer can choose a plan that suits their pocket.

Convenience

  • All services, mortuary, chapel, coffins and caskets, hearses, body removal available under one service provider and covered with one premium.
  • The product is widely available through distribution via Old Mutual Sales Agents and Mthunzi Funeral Services consultants.

Flexible Plan

  • Flexible, upgrading and downgrading of the policy is allowed at any given time.
  • No medicals required to buy Mthunzi Funeral Plan.
  • Payment options are convenient ranging from debit orders, bank transfers and mobile money payment

Efficiency

  • The cash pay-out (where applicable) will need to be paid within 24 hours.
  • Faster claim processing as once a claim has been approved within 30 minutes, Mthunzi Funeral Services will immediately dispatch the required services as per the applicable policy benefits.

What's in it for you?

Cash in Lieu of Service

This is a cash benefit that is paid in the event that:

  • The Assurer is unable to provide services and there is prior written consent by the Assurer for the policyholder/Spouse/nominated beneficiary to meet the burial costs and claim the cash benefit.
  • A beneficiary is covered on more than one policy with the Assurer (double insurance) and the claim is processed from the other policy

Policy adjustments

The policyholder is allowed to upgrade and downgrade the selected package, however, on cover upgrade, the general waiting period will apply. During this waiting period, the insureds will have access to the package before the change has been initiated

Package benefits and costs

A customer can choose from any of the three packages below depending on their preferences.

Mthunzi Lite

Mthunzi Standard

Mthunzi Premier


Coffin


2 Tier Coffin


3 Tier Casket

Standard Dome Casket
Body removal from residence, nursing home or hospital/mortuary

Mortuary services

Chapel services, where available

Washing and dressing of the deceased

Embalming

Lowering devices in tent

Hearse transport anywhere within Malawi

Grocery allowance

MK50 000

MK70 000

MK100 000

Monthly premiums (without Bus Cash benefit)

Single Adult Family

MK2 800

MK4 500

MK5 800

Family

MK5 300

MK8 700

MK11 000

Other Dependants (parents and relatives) premium per dependant added

MK3 500

MK5 500

MK7 000

Monthly premiums with Bus Cash Benefit (MK400k)

Single Adult Family

MK3 900

MK5 600

MK6 900

Family

MK7 300

MK10 700

MK13 000

Other Dependants (parents and relatives) premium per dependant added

MK4 800

MK6 800

MK8 300

 
Optional Benefit: For all the plans, an extra option will be a MK400,000 cash pay-out for the purposes of financing bus transport for mourners.

Frequently Asked Questions

Take a look at some of these frequently asked questions and answers that could prove helpful.

Is the Mthunzi Funeral Services Policy Right for Me?

The Plan is suitable for you if:

  • You would like to provide a guaranteed decent burial for yourself and your loved ones.
  • You are looking for a cover with affordable monthly premiums.
  • You would like to have a funeral policy that targets your funeral needs. Removing the need to shop around for services from different service providers.
  • You would like to have peace of mind. Knowing that in the unfortunate event of the passing of any of your covered loved ones, you have a policy that financially protects you against funeral expenses.

 

What Benefits are provided by the Mthunzi Funeral Policy?

The Plan offers the various funeral services on the death of the Lives Assured on the Plan as well as cash benefits to you, the Policyholder, or beneficiaries.

Who are the lives assured?

The Lives Assured are your Spouse, Children, parents, the parents of your spouse or other relatives financially dependent on you. There are age limits that will apply to your parents and your spouse’s parents to be covered as Lives Assured on the Plan

 

What exactly is the Death Benefit?

The death benefit is the funeral services provided plus the cash grocery allowance and bus allowance (where selected). The policy is mainly a funeral services policy, hence the main benefit is funeral services provided by Mthunzi Funeral Services Company.

What cover options are available?

The cover options available are; Mthunzi Lite, Mthunzi Standard, and Mthunzi Premier.

The Policyholder can select any of the three cover options offered under the Mthunzi Funeral Services Policy. The services offered will be the standard default offering provided by Mthunzi Funeral Services Company at the time of claim. All lives covered must be under the same cover option.

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  • Latest News

    • Mthunzi Funeral Services Limited engages the Malawi High Commision and Malawians in South Africa to understand their funeral needs
    • Mthunzi Funeral Services Partners Mulanje Mountain Conservation Trust in Organizing the 2023 Mount Mulanje Porters Race
    • Mthunzi Funeral Tree Nursery Launch
    • State funeral for the late Archbishop Ziyaye
    • Mthunzi Funeral Services Company now fully operational

OLD MUTUAL CONTACTS

BLANTYRE
P. O. Box 393, Blantyre,
Malawi
Old Mutual Building
30 Glyn Jones Road, Blantyre
Tel: +265 (0) 1 820 677
Fax: +265 (0) 1 822 649

LILONGWE
P. O. Box 30158, Lilongwe 3,
Malawi
Old Mutual Building
Robert Mugabe Cresent, City Centre
Tel: +265 (0) 1 773 522
Fax: +265 (0) 1 771 075

MZUZU
P. O. Box 266, Mzuzu,
Malawi
Old Mutual Building
Lunthu Arcade,
Orton Chirwa Avenue, Mzuzu
Tel: +265 (0) 311 308/091/ 787

Your Trusted Comforter

Get in Touch

About Us

Mthunzi Funeral Services is a newly registered company that offers affordable convenience, exceptional quality and dignified funeral services in Malawi.
More About Mthunzi Funeral Services
News
Contact Information

Funeral Services

Body removals 24/7
Mortuary services
Burial
Coffins, Caskets and Ash Urns
Blankets, Laces and Reed mats
Chapel
Exhumations
Repatriation Services
Hearses and Buses
Video recording and photography

Contact Us

Toll Free: 329

Telephone (Blantyre):
+265 991 616 659/ 569

Telephone (Lilongwe):
+265 999 95 96 20
+265 990 92 20 20

Copyright © 2025. Mthunzi Funeral Services. All Rights Reserved.
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